Will my insurance cover porcelain veneers?

2014.04.15

I have several teeth that are cracked. They are beyond fixing with dental bonding. Because of that fact I am wondering if my insurance will cover porcelain veneers. – Olivia D.

Olivia – Most dental insurance companies provide benefits for the treatment that is the least expensive to restore your teeth.

For example, the least expensive option for repairing a cracked tooth is dental bonding. If dental bonding can’t be used, the next option is a porcelain crown. Porcelain veneers are the most expensive option. In addition to the treatment options, your dental insurance has an annual maximum for benefits paid by the plan. You may find that the annual maximum is equal to or less than the cost of a single veneer.

Contact your dental insurance company to find out if any benefits are provided for porcelain veneers, and to find out the annual maximum of benefits paid by the plan. Also contact your dentist’s office to find out what forms of payment are accepted for and whether or not financing or payment plans are available for porcelain veneers.

This post is sponsored by Lowell dentist Dr. Michael Szarek.